NAVIGATION SERVICES
Resources
Voluntary benefits are optional coverages that help you customize your benefits to your individual needs.
You pay the entire cost of these plans, but rates may be more affordable than individual coverage. Plus, you get the added convenience of paying through payroll deductions.
Group Voluntary Accident & Injury (UNUM)
No one plans to have an accident, but it can happen at any moment throughout the day, whether at work or at play. Most major medical insurance plans only pay a portion of the bills. Our accident policy can help pick up where other insurance leaves off and provides cash to cover the expenses. Our accident coverage helps offer peace of mind when an accidental injury occurs.
Group Voluntary Critical Illness (UNUM)
The signs pointing to a critical illness are not always clear
and may not be preventable, but our coverage can help offer financial protection in the event you are diagnosed. UNUM group voluntary critical illness coverage provides a lump-sum cash benefit to help you cover the out-of-pocket expenses associated with a critical illness. Insured individuals are also eligible for a health screening benefit of $75 per calendar year if a covered health-screening test is performed and required documentation is submitted to UNUM.
Group Voluntary Hospital Indemnity (UNUM) Group
Hospital Indemnity coverage pays benefits for the admission and confinement in a hospital. Payments are made directly to you to spend as you choose.
Voluntary Legal Plan (ARAG)
Life is full of legal situations. Some you plan for, like creating a will, and others are more unexpected – like fighting a traffic ticket or getting your deposit back from a difficult landlord. Legal insurance makes it affordable to get the legal help you need: network attorney fees are 100% paid-in-full for most covered matters.
For more information, call 1 (800) 247-4184 or visit www.ARAGlegal.com/myinfo (Access Code: 10782oc).
Voluntary Pet Insurance (Nationwide)
Protecting your four-legged family members in an uncertain world isn’t always easy. Nationwide® pet insurance helps you provide for your pets—and protect your pocketbook—by reimbursing you for eligible veterinary bills related to accidents, illnesses, preventive care and more.
Best of all, you’ll receive preferred pricing when you sign up at work, making this peace-of-mind protection even more affordable. Plans are available for dogs, cats, birds and exotic pets, and our members are free to use any veterinarian— even specialists and emergency care providers.
Nationwide is the nation’s oldest and largest pet health insurance provider, and is the #1 choice in America for pet insurance.
- Employee preferred pricing
- Visit any vet, anywhere
- Choose from 70% and 50% reimbursement
- Low $250 annual deductible
- Save more on pet prescriptions with Nationwide® PetRxExpress
- Easy online claim submission
- Unlimited 24/7 pet health advice from experts at vethelpline®
